Things You Didn’t Know About Credit
Whether you realize it or not, your credit score plays an important role in your life. But what is credit? Simply put, credit is your ability to borrow money or get access to goods and services. …
Whether you realize it or not, your credit score plays an important role in your life. But what is credit? Simply put, credit is your ability to borrow money or get access to goods and services. …
The holidays are around the corner and although the pandemic has placed a damper on things, there’s something about the holiday season that always puts us in a good mood. For many of us, the holiday …
Read moreWhat type of Holiday Shopper are You? Tips to Shopping Smart
Want to earn free travel miles? There’s a credit card reward system for that. Many credit card companies offer incentives – like travel miles, points, and cashback – for using their cards. The idea of spending …
Chances are you might know people who are unhappy with their lives because they don’t make enough money, they don’t think they’re beautiful enough, or maybe they don’t have enough Instagram followers to build their brand. …
When it comes to personal finance, the motto is always “save, save, save.” Spending is reserved only for debt and necessities. But is spending really all that bad? You have to live a little (YOLO and …
If you asked your friends and family about budgeting, most will admit they struggle to stick to a budget, and some won’t have one at all. But they’re not alone. Many of us struggle to practice …
Did you know that 90% of the top lenders use FICO scores when making lending decisions? If you need a loan for a car, a house, or for personal reasons, your FICO Score will play a …
COVID-19 has wreaked havoc on the physical, mental, and financial health of millions of Americans. Unemployment skyrocketed. People worry about how they will feed their families and pay rent. In light of the pandemic and its …
When you take out a loan, you agree to pay back money borrowed over a certain period of time and at a set interest rate. Sometimes, loan terms are favorable (low rate, short repayment period). In …
More than 36 million Americans lost their jobs because of the coronavirus pandemic. Unemployment levels haven’t been this high since the Great Depression. While you probably won’t find Bill Gates standing in a soup kitchen line, …