Things You Didn’t Know About Credit
Whether you realize it or not, your credit score plays an important role in your life. But what is credit? Simply put, credit is your ability to borrow money or get access to goods and services. …
What type of Holiday Shopper are You? Tips to Shopping Smart
The holidays are around the corner and although the pandemic has placed a damper on things, there’s something about the holiday season that always puts us in a good mood. For many of us, the holiday …
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Are Credit Cards with Reward Systems Worth It?
Want to earn free travel miles? There’s a credit card reward system for that. Many credit card companies offer incentives – like travel miles, points, and cashback – for using their cards. The idea of spending …
Importance of Financial Values
Chances are you might know people who are unhappy with their lives because they don’t make enough money, they don’t think they’re beautiful enough, or maybe they don’t have enough Instagram followers to build their brand. …
Why Spending Isn’t as Bad as You Think
When it comes to personal finance, the motto is always “save, save, save.” Spending is reserved only for debt and necessities. But is spending really all that bad? You have to live a little (YOLO and …
Qore: Another Financial Blog?
If you asked your friends and family about budgeting, most will admit they struggle to stick to a budget, and some won’t have one at all. But they’re not alone. Many of us struggle to practice …
How Can I Increase My FICO Score?
Did you know that 90% of the top lenders use FICO scores when making lending decisions? If you need a loan for a car, a house, or for personal reasons, your FICO Score will play a …
15 COVID-19 Grants You Can Apply for TODAY
COVID-19 has wreaked havoc on the physical, mental, and financial health of millions of Americans. Unemployment skyrocketed. People worry about how they will feed their families and pay rent. In light of the pandemic and its …
Refinancing – Is That Really a Thing?
When you take out a loan, you agree to pay back money borrowed over a certain period of time and at a set interest rate. Sometimes, loan terms are favorable (low rate, short repayment period). In …
Should I Get Coronavirus Loans?
More than 36 million Americans lost their jobs because of the coronavirus pandemic. Unemployment levels haven’t been this high since the Great Depression. While you probably won’t find Bill Gates standing in a soup kitchen line, …