Debt Settlement: Why a Settlement May Not Be in Your Best Interest
You’ll settle debt at the risk of having to rebuild your credit. But settlement companies may be able to reduce your debt.
Management
Things You Didn’t Know About Credit
Whether you realize it or not, your credit score plays an important role in your life. But what is credit? Simply put, credit is your ability to borrow money or get access to goods and services. …
What type of Holiday Shopper are You? Tips to Shopping Smart
The holidays are around the corner and although the pandemic has placed a damper on things, there’s something about the holiday season that always puts us in a good mood. For many of us, the holiday …
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Are Credit Cards with Reward Systems Worth It?
Want to earn free travel miles? There’s a credit card reward system for that. Many credit card companies offer incentives – like travel miles, points, and cashback – for using their cards. The idea of spending …
Why Spending Isn’t as Bad as You Think
When it comes to personal finance, the motto is always “save, save, save.” Spending is reserved only for debt and necessities. But is spending really all that bad? You have to live a little (YOLO and …
How Can I Increase My FICO Score?
Did you know that 90% of the top lenders use FICO scores when making lending decisions? If you need a loan for a car, a house, or for personal reasons, your FICO Score will play a …
Should I Get Coronavirus Loans?
More than 36 million Americans lost their jobs because of the coronavirus pandemic. Unemployment levels haven’t been this high since the Great Depression. While you probably won’t find Bill Gates standing in a soup kitchen line, …
Here’s How to Reduce Your Student Loan Debt
Student loan debt hit a record high of $1.6 trillion this year. Graduating with a truckload of debt isn’t exactly the best way to kick off adulthood, but here we are. If you’re like most graduates, …