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Management

Loans can help you save money, see it here.

May 3, 2022 by Michel Gerrald
Loan

Can taking out a loan save you money? Sounds counter-intuitive, right? But if you use the right strategy, borrowing money can save you…..

How to Monitor Your Credit & Get a Free Credit Report 

March 8, 2022 by Michel Gerrald
Monitor Credit Report

Just 21% of adults in the United States monitor their credit each month. It is important to monitor your credit.

3 Creative Ways to Lower Your Bills | QoreFinance

October 11, 2021 by Michel Gerrald
African businessman holding letter reading bad bank news about debt

If you live in a major city, you could be paying nearly $1,000 a month in monthly bills. Consolidating your credit card debt can save you money.

Are Credit Cards Really That Useful? Or Can I Grow My Credit Another Way?

August 19, 2021 by Michel Gerrald
Man-Holding-Credit-Card

Credit cards aren’t inherently bad, and they can help you build your credit, but you’ll also be paying interest on the purchases you make.

Debt Settlement: Why a Settlement May Not Be in Your Best Interest

August 27, 2021August 2, 2021 by Michel Gerrald
Debt Shown with a calculator and cash in hand

You’ll settle debt at the risk of having to rebuild your credit. But settlement companies may be able to reduce your debt.

Things You Didn’t Know About Credit

January 26, 2021 by Michel Gerrald
Credit Score

Whether you realize it or not, your credit score plays an important role in your life. But what is credit? Simply put, credit is your ability to borrow money or get access to goods and services. …

Read moreThings You Didn’t Know About Credit

What type of Holiday Shopper are You? Tips to Shopping Smart

January 22, 2021December 22, 2020 by Michel Gerrald
Smart Shopping

The holidays are around the corner and although the pandemic has placed a damper on things, there’s something about the holiday season that always puts us in a good mood. For many of us, the holiday …

Read moreWhat type of Holiday Shopper are You? Tips to Shopping Smart

Are Credit Cards with Reward Systems Worth It?

August 27, 2021November 8, 2020 by Michel Gerrald
Credit Card with Reward System

Want to earn free travel miles? There’s a credit card reward system for that. Many credit card companies offer incentives – like travel miles, points, and cashback – for using their cards. The idea of spending …

Read moreAre Credit Cards with Reward Systems Worth It?

Why Spending Isn’t as Bad as You Think

January 22, 2021August 18, 2020 by Michel Gerrald
Spending

When it comes to personal finance, the motto is always “save, save, save.” Spending is reserved only for debt and necessities. But is spending really all that bad? You have to live a little (YOLO and …

Read moreWhy Spending Isn’t as Bad as You Think

How Can I Increase My FICO Score?

January 22, 2021August 14, 2020 by Michel Gerrald
FICO Score

Did you know that 90% of the top lenders use FICO scores when making lending decisions? If you need a loan for a car, a house, or for personal reasons, your FICO Score will play a …

Read moreHow Can I Increase My FICO Score?

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