Refinancing – Is That Really a Thing?
When you take out a loan, you agree to pay back money borrowed over a certain period of time and at a set interest rate. Sometimes, loan terms are favorable (low rate, short repayment period). In …
Should I Get Coronavirus Loans?
More than 36 million Americans lost their jobs because of the coronavirus pandemic. Unemployment levels haven’t been this high since the Great Depression. While you probably won’t find Bill Gates standing in a soup kitchen line, …
What Really Is Investing? Let’s take a look.
Have you ever heard the phrase “the rich get richer” and wonder what it means? How can one group of people get richer than others if everyone has the same 24 hours in a day to …
Fiduciaries – Who are these people?
Do You Need a Fiduciary if You Make Less Than $100K a Year? If you earn less than $100,000 per year, you probably assume that you don’t need or can’t afford a financial advisor. It’s not …
Your Vibe Attracts Your Tribe – And May Save You Money
Birds of a feather flock together. When it comes to friendship and money, this phrase still rings true – at least to a certain extent. That’s because we tend to spend time with people who share …
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Emergency Fund, Here’s Why You Need it – Short & Simple Guide
How much money do you have socked away for an emergency? If you’re like most millennials (61%), you probably have less than $500. Let’s be real: Between student loan debt, medical bills, and high rent payments, …
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Here’s How to Reduce Your Student Loan Debt
Student loan debt hit a record high of $1.6 trillion this year. Graduating with a truckload of debt isn’t exactly the best way to kick off adulthood, but here we are. If you’re like most graduates, …
Really what is a Roth IRA (Individual Retirement Account)?
What’s so special about a Roth IRA, and how can it benefit you? There are plenty of advantages to this savings tool – so read on to learn why it’s called the unsung hero of retirement …
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